TLDR: Rightmove, in partnership with Nationwide Building Society, has launched a new ‘property lending check’ feature. This AI-powered tool aims to provide homebuyers with early clarity on a property’s mortgage eligibility, assessing potential risks like flood susceptibility and lease length. The initiative is designed to boost confidence and reduce the time and effort spent on properties unlikely to secure financing, complementing Rightmove’s existing ‘mortgage in principle’ service.
Rightmove, a leading property portal, has introduced an innovative ‘property lending check’ feature, developed in collaboration with Nationwide Building Society. This new tool leverages artificial intelligence to offer prospective homebuyers crucial insights into a property’s mortgage eligibility much earlier in their search process. The aim is to instill greater confidence in individuals navigating the complex journey of homeownership.
The ‘property lending check’ integrates seamlessly with Rightmove’s existing ‘mortgage in principle’ service, which helps users estimate their borrowing capacity. Now, when a buyer initiates a mortgage in principle application through a property listing, they can simultaneously assess the specific property’s potential for mortgage approval. This combined approach empowers buyers with vital financial information upfront, potentially leading to a more efficient and less stressful home-buying experience.
The tool is designed to evaluate common property risks, such as flood risk and the length of a property’s lease, providing a real-time indication of whether Nationwide would likely lend on that particular property. This is a significant step towards reducing the average home sale time, which currently stands at over five months. By identifying properties unlikely to secure mortgage approval early on, the feature could substantially cut down on wasted time and effort for buyers.
Matt Smith, Rightmove’s head of mortgages, commented on the rollout, stating, ‘This is a first rollout phase, and we’ll be making lots of enhancements to the property lending check over the coming months.’ Echoing this sentiment, Henry Jordan, Nationwide’s director of home, added, ‘We know that people who find a property listing they like are keen to know whether they’ll be able to get a mortgage on it. So, the launch of the property lending check feature is the natural next step.’
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While the original news indicated a September 15, 2025, publication on lbbonline.com, this detailed report is based on information from The Independent published on May 13, 2025, discussing a similar Rightmove and Nationwide partnership for a ‘property lending check’ tool. The core concept of an AI-enhanced mortgage tool to aid homebuyer confidence remains consistent.
