TLDR: Roots, a leading AI agent platform for the insurance sector, has been recognized in the InsurTech 100 for 2025. The company is lauded for its innovative agentic AI and InsurGPTâ„¢ model, which significantly enhance operational efficiency, reduce claims leakage, and drive substantial ROI for insurers.
NEW YORK – September 30, 2025 – Roots, a technology company at the forefront of agentic AI for the insurance industry, has proudly announced its inclusion in the prestigious InsurTech 100 for 2025. This annual list highlights the world’s most innovative InsurTech companies, acknowledging Roots’ profound impact on transforming operational processes within the insurance sector.
Roots has been recognized for its pioneering work in developing an agentic AI platform and InsurGPTâ„¢, described as the world’s first generative AI model specifically designed for the insurance industry. This recognition stems from the company’s innovative application of AI to address critical challenges, particularly the pervasive problem of unstructured data inefficiencies.
According to a report by Bain, unstructured data inefficiencies in claims alone contribute to an estimated annual value loss exceeding $100 billion in loss-adjusting expenses and leakage. Roots’ platform directly tackles this issue, delivering guaranteed high accuracy and significant return on investment (ROI). Their solutions empower insurers to achieve impressive straight-through processing rates of up to 80%, while simultaneously freeing human talent to focus on higher-value activities such as judgment, relationship building, and customer delight.
The company has demonstrated robust market traction, reporting 100% revenue growth in 2024. Its customer base includes three of the top five U.S. Property & Casualty (P&C) carriers, three of the top 10 U.S. brokers, and three of the top 20 Third-Party Administrators (TPAs).
Chaz Perera, Co-Founder and CEO of Roots, expressed his gratitude for the recognition, stating, “We are very honored to be recognized in the InsurTech 100 for 2025. This achievement validates our commitment to solving the insurance industry’s most fundamental challenges. Our InsurGPT and AI Agents are designed to transform complex, unstructured data into a strategic advantage, freeing human experts to focus on what they do best: applying judgment, building relationships, and delighting customers. This award is a testament to our team’s hard work and the trust our customers have placed in our technology.”
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The InsurTech 100 list is compiled annually by FinTech Global, a leading research and analytics company. The selection process is rigorous, involving a detailed analysis of over 2,100 companies by a panel of industry experts and analysts, who identify firms demonstrating innovative use of technology to tackle industry-wide challenges and deliver efficiency improvements.


