TLDR: A recent report by PYMNTS Intelligence reveals that nearly 70% of millennials believe generative AI helps them work smarter, not harder. This generation is leading in the adoption of AI for work-related tasks, demonstrating high satisfaction and a pragmatic approach to leveraging the technology for productivity gains, despite some lingering concerns about job displacement.
A new report from PYMNTS Intelligence, titled ‘Generation AI: Why Gen Z Bets Big and Boomers Hold Back,’ highlights that millennials are at the forefront of integrating generative artificial intelligence (Gen AI) into their professional lives. The study, based on a survey of 2,261 U.S. adults, indicates that a significant 70% of millennials perceive Gen AI as a tool that enables them to work smarter, rather than simply increasing their workload. This sentiment underscores a broader trend of this demographic embracing AI for tangible productivity benefits.
Millennials, currently in their prime working years, are utilizing Gen AI more than any other generation for work-related purposes. Approximately 52% of millennials use Gen AI for tasks such as conducting market research, summarizing lengthy communication threads, writing reports, and editing text. This figure significantly surpasses the adoption rates among Gen Z, Generation X, and baby boomers. Their focus is not merely on experimentation but on achieving greater efficiency and output.
Indeed, 61% of millennials report that Gen AI helps them accomplish more, faster. This belief is reflected in their high satisfaction levels, with over 70% of millennial users expressing high satisfaction with Gen AI tools. Only a small fraction, 6.5%, reported low satisfaction, suggesting a confident and effective integration of these technologies into their routines. This strong satisfaction across generations, with over 60% of users overall reporting high contentment, indicates that individuals are finding substantial value in the technology despite underlying concerns.
While millennials are enthusiastic adopters, the report also touches upon generational differences in attitudes towards AI. Younger generations, including millennials and Gen Z, are more attuned to AI’s productivity potential but also express greater concern about potential job displacement. Nearly 40% of Gen Z respondents, many of whom are entering competitive labor markets, worry about AI replacing their jobs. In contrast, millennials tend to view AI less as a threat and more as a strategic tool to maintain competitiveness in an increasingly automated workforce.
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Despite the widespread adoption and positive sentiment, concerns about the technology’s reliability, privacy, and potential for misuse persist across all age groups. Baby boomers, for instance, exhibit major doubts regarding AI’s reliability and privacy, with 73% reporting no use of generative AI for any purpose. However, the pragmatic embrace by millennials signals a shift in how AI is evolving from a novel concept to a practical utility in the workplace, driven by a desire to balance rising workloads and navigate a dynamic digital economy.


